Consumer Law Center

How Creditors Collect Debts.

Creditors have several alternatives or methods to collecting debts. "Extra-Judicial Remedies," or remedies not involving a court proceeding Pre-judgment Court…

11 years ago

Insider Tips on How to Deal With Debt Collectors

Do you feel like you are being harassed by a debt collector? It never feels good to be behind on…

11 years ago

401(k), IRAs, and Other Investments: Which is right for you?

If you have a little extra money sitting in your savings account at the bank, you may be wondering if…

11 years ago

Collection Agency Lawsuits: Are You At Risk?

Depending on the circumstances, a creditor’s lawsuit could cost you a portion of your wages, your checking account balance or…

11 years ago

Your Rights Under The Fair Credit Reporting Act (“FCRA”)

The Fair Credit Reporting Act (FCRA), passed in 1970 and amended multiple times since, regulates the collection and use of…

11 years ago

Mortgage Deficiencies: Is Your Spouse Responsible for Post-foreclosure Debt?

Foreclosure has a devastating effect on families and can carry consequences far more dire than just the loss of your…

11 years ago

The Fair Debt Collection Practices Act (“FDCPA”) Explained

Learning about the Fair Debt Collection Practices Act is important, even if you do not have credit accounts. The protections…

11 years ago

Reasons Why You Should Always Have A Written Rental Agreement

California law permits landlords and tenants to have a verbal rental agreement for tenancies that do not exceed a period…

11 years ago

A Legal Guide To Purchase & Sale Of Homes

OVERVIEW The purchase or sale of a home is often the largest single transaction that an individual will enter into…

11 years ago

What to Do If You Are Sued in Small Claims Court

If you are ever sued in small claims court, you should always take the matter seriously, even if you think…

11 years ago